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Time or Money?

0:00 Introduction: The Time is Money Lie

So we already know that time is not money. But we say time is money. Now say you say Myron, why do you say that’s a damaging lie? Here’s why I say it’s a damaging lie, because if I go through life on a conscious level saying “Time is money, time is money,” I’ll act as if time is money. Time is money. And what I’ll do is I’ll sell a whole bunch of my time for a little bit of somebody else’s money because I value them both equally.

Or most people actually value money more than they value time in their everyday life. How they. Even though they consciously or subconsciously realize that the time is greater than the money. And so if I believe that time is money, here’s what’s gonna happen. I’m gonna, I’m gonna waste a whole bunch of time trying to save a little bit of money.

I don’t do that. And the reason I don’t do that is because I only have a limited amount of time on this. It is appointed under demand, wants to die after this judgment. So I know that I’m gonna die. That’s gonna happen unless Christ returns before I die. I’m gonna live my life to the fullest and I know that I’m probably gonna die.

0:56 What If You Believe Time is Money?

So if I believe that the lie that time is money, what I’m gonna do is I’m gonna waste a whole lot of time trying to save a little bit of money. And I don’t believe in wasting time to save money. I don’t want this to sound condescending or snooty cause I’m not snooty.

I’m just a regular dude. Like right now, our cleaning lady is at our house cleaning. My wife knows how to clean. My wife likes to clean. My wife didn’t even want a cleaning lady, but that’s okay. I wanted a cleaning lady because I wanted to be able to spend more time with my wife instead of her cleaning the house when I’m at home.

That’s why I pay a company to cut my grass. They can cut the grass better and more efficiently, and it doesn’t waste my time. I value my time more than I value money. That’s why right now, there’s a car wash company that comes to my office every Wednesday.

I value my time. I’m not gonna wash my car. I’m not gonna cut my grass. I’m not gonna fix my toilet. Why? Because I would rather pay somebody the money. Now, here’s what I’m gonna say.

A lot of people say they don’t care that much about money. They will do something themselves so they don’t have to pay somebody else to do it. I would rather pay somebody else to do it so I don’t have to do it. So the other problem with the whole believing the time is money lie is, if I believe that time is money, not only will I waste a whole bunch of time trying to save a little bit of money, I’ll sell a whole bunch of my time for a little bit of somebody else’s money, right? That’s always a bad idea. So instead of doing that, maybe I should do what the scripture teaches.

2:28 What The Scripture Says

Does the scripture say anything about time and money maybe? Oh, I think it does. Ephesians 5:20. I think it says something like, “Redeeming the time because the days are evil.” Go look it up. Don’t take my word for it. Here’s what the word redeem means: “redeem” means to buy back. To rescue from loss and to improve opportunity. So the scripture tells me clearly to buy back my time, rescue it from loss, and improve my opportunity. The days are evil. That word evil is not evil like the devil is evil. Do word studies.

‘Cause if you don’t know what the words mean, you can’t know what the word means. Right? So the word evil is difficult in nature. So what the scripture is telling us to do is to buy back our time, rescue it from loss and improve opportunity because life is hard. So if I’m selling my time, not only am I not doing what the Bible says, I’m doing the exact opposite and wondering why I can’t get ahead.

We gotta stop believing the lie that the time is money. We gotta believe the truth that time is greater than money.

We gotta understand that time is not just greater than money, but time is infinitely greater than money because when you run out of time, you don’t get more. You can get more money, you don’t get more time.

3:50 Saving Money is a Bad Idea

Now I went through all of that as a preface to what I’m gonna say next. Here’s another lie we’ve been told: one of the most important things you can do with money is save it.

I submit to you that saving money is always a bad idea. Saving money on things like finding a good deal is like not- wasting money is also a bad idea. I’m talking about saving money in a bank is always a bad idea. Why? Because the bank is a financial institution and they understand the rules and they understand that you don’t understand the rules.

So here’s rule number one: the bank is always going to give you a lower interest rate than the rate of inflation. Which means you are saving something that is becoming worth less over time. You shouldn’t save money, you should invest money. Investing money means you’re multiplying it.

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